Tier 1 Trading

Alright, so before I get started on why investment banks are constantly raping the blue team (that's you) and why members of the insurance industry and other red team hacks (that's me) are getting rich off your deaths it's critical to understand one thing: tier 1 assets.

Since the Fed and ECB both insist that their tier guidance is the same (which is not true, but we'll come back to that) we'll use the ECB's guidance on what exactly classifies as tier 1: ECB
Upon a cursory glance you can easily see that level 1A is full of central government and central bank securities. Level 1A clearly defines the demarcation between true assets (1D), value assets (1C), CSV (Cash Surrender Value) or Pfandbrief assets (1B) and Central and Government Securities (1A) fiat money assets. So, in short, the top tier for reserve requirements in the Euro Zone is plainly fiat money. Fiat money backing more fiat money with the imprimatur of the holy ECB.

So what does this have to do with you dying? Stay with me here. We've established that both the Fed and ECB require commercial banks to carry 1A to back their loans, deposits, etc. So your hard earned fiat money deposits are backed by fiat money reserves. Gotta love the system. So what do the Central Banks and International Pension systems get in return for these useless digitized assets?

Before that, let's quickly define why the IPS is important. IPS's invest trillions each year into the equity markets to keep the machine flowing, the big player here is the Dutch State Pension system. So much so that the moniker it carries with Swiss RE is "the freezer" or place where you put dead things. Catch the meaning? Hidden among those trillions is the discrete and deliberate purchase of hundreds of billions of dollars of 1B assets.

1B is simply this: your life value. You purchase life insurance, permanent, term or otherwise for some purpose. Our market studies show that 60% of the US population has some form of life insurance. Highest in importance amount these are Cash Value Life or CSV policies. These policies hold cash in their accounts that grow year after year with each premium payment. These effectively become a savings account with dividend returns. What happens when you stop paying these premiums after 10 years, a year, or a month? Common knowledge is that this policy lapses and the books are clean. NOT TRUE. Every day lapsed policies are packaged and bought up by ISP's and Central Banks to secure their positions. These are then STRIPPED and packaged into securities sold to Credit Suisse, UBS, HSBC and other investment banks for pennies on the dollar. The net effect of this is that your life value, which would have been returned to your heirs upon your death now is turned liquid and paid to the banks upon your death. There are no reliable estimates of how much M3 growth is being attributed to the liquidation of life value, but I would venture the idea that it is significant. Not only do these policies get sold, but the MIB (Medical Information Bureau),the clearing house for all life insurance purchases, eliminates the record of their being an outstanding policy on your life.


Tomorrow I'll relate story of exactly how this practice screwed a middle class blue team member, and also why the selling of CSV to the central banks is costing you more in insurance premiums from your car to your life. Also, a more in-depth examination of European state pensions and why they are instrumental in the downfall of the dollar.